Payments research and advisory
Independent research on global payments
GL Insight tracks how money moves worldwide, across real-time rails, cross-border corridors, card networks and stablecoins, with particular depth in Asia-Pacific.
0.4%
The merchant discount rate on UPI person-to-merchant payments above ₹2,000, from 15 October 2026
$10 billion
Outstanding stablecoins above which a US issuer must move from state to federal oversight under the GENIUS Act
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Services
Research and advisory
Advisory
Advice on strategy and market entry, an analyst retainer for ongoing questions, and briefings, workshops and board or investor sessions. You get our view of the payments market applied to your plan, in a call, a meeting room or a board pack.
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Latest research
Topics
What we cover
Stablecoins and tokenized money
Issuers, reserves, licensing and the banks and networks building on stablecoins.
Cross-border payments and remittances
Correspondent banking, remittance corridors, Swift and the new links between national systems.
Real-time payments and payment links
Instant payment systems such as UPI and PayTo, and the fraud and pricing questions they raise.
Merchant payments, wallets and QR
QR payment schemes, mobile wallets and how merchants get paid in person and online.
Payments regulation, policy and fraud
New payment rules, central bank policy, licensing and payment fraud.